Regulatory Disclosures & Notice
Please read these regulatory and educational disclosures carefully before using any calculators, reports, or research tools on MicroInvestments.in.
1. Non-Advisory Educational Platform Status
MicroInvestments.in operates strictly as an independent financial education, quantitative calculation, and algorithmic technology platform.
• We are NOT registered with the Securities and Exchange Board of India (SEBI) as an Investment Adviser (IA) under SEBI (Investment Advisers) Regulations, 2013.
• We are NOT registered with SEBI as a Research Analyst (RA) under SEBI (Research Analysts) Regulations, 2014.
• We do NOT provide personalized financial planning advice, customized portfolio management, stock execution services, or guaranteed returns.
2. Educational Nature of the 5-Question Check & ₹1 Report
All scores (0–100 Financial Health Score), cash flow estimates, target emergency reserves, compounding projections, and asset allocation illustrations generated by our 5-Question Check and ₹1 Blueprint Report are strictly educational self-help tools. They represent mathematical simulations derived from user-entered figures and historical market averages. They should not be construed as investment recommendations or binding advice.
3. Market Risk Warning
Investments in mutual funds, stocks, exchange-traded funds (ETFs), and other securities are subject to market risks. Past performance, historical CAGR, or simulated compounding returns do not guarantee or predict future outcomes. Investors must read all relevant scheme information documents (SID), statements of additional information (SAI), and company regulatory filings prior to committing capital.
4. Commercial Independence
MicroInvestments.in does not act as an AMFI-registered mutual fund distributor (ARN holder), nor do we receive trail commissions, transaction rebates, or distribution fees from any AMC or financial intermediary. Our revenue is derived transparently and exclusively from users unlocking our ₹1 personalized financial blueprint.
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