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TATAMOTORSAutomotive

Tata Motors Limited

1,045.2-0.51%
P/E Ratio

12.8x

P/B Ratio

4.1x

Return on Equity (ROE)

36.2%

ROCE

22.4%

Debt / Equity

0.38

Dividend Yield

0.58%

Company Overview & Business Model

Tata Motors is an automobile manufacturer producing passenger vehicles, commercial trucks, electric vehicles (EVs), and luxury cars via its Jaguar Land Rover (JLR) subsidiary.

How it makes money:Dominates Indian commercial vehicles, leads Indian domestic EV passenger cars (>70% EV market share), and generates high EBITDA margins from JLR's luxury Range Rover lineup.

Business Quality Teardown

Core Business Strengths

  • Market pioneer and leader in Indian electric passenger vehicles.
  • Turnaround in JLR order books with strong luxury ASP (Average Selling Price).
  • Aggressive net automotive debt reduction strategy.

Key Vulnerabilities & Risks

  • Global macroeconomic cyclicality in luxury vehicle purchases.
  • Commodity price inflation (steel, aluminum, lithium battery cells).
  • Intensifying competition from domestic and international EV entrants.

Things to Investigate Further

  • Planned business demerger into Commercial Vehicles and Passenger/EV Vehicles.
  • JLR electric model launch timelines and margin sustainability.

Multi-Year Financial Trajectory (₹ in Crores)

Fiscal YearTotal RevenueNet Profit
FY222,78,454 Cr-11,441 Cr
FY233,45,967 Cr2,414 Cr
FY244,37,928 Cr31,807 Cr
FY25E4,70,000 Cr36,500 Cr
₹1 Micro-Product

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Data Source & Provenance

Source: NSE Filings & Investor Presentations

Last Verified: 2026-08-29

All financial snapshots are strictly educational and for analytical self-study. We do not provide SEBI-registered portfolio advisory services.