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Your salary, compounding.

See your monthly income grow into multi-crore wealth — zero commissions, pure math.

Salary
Year 0 corpus
₹0K
watch it grow →
₹35,000
Monthly SIP
35% of salary
₹42.0 L
Total Invested
over 10 years
₹81.3 L
Final Corpus
1.9× growth

Stop Debating Opinions. Compare the Math.

Side-by-side trade-off matrices for critical Indian financial choices — analyzing taxes, real returns, and liquidity.

View all 7 matrices
Core Wealth Choice

Equity SIP vs Bank Fixed Deposit

Should you invest your monthly surplus in equity mutual funds or fixed-rate term deposits?

Option A12% Historical CAGR
Equity SIP
  • ✓Beats inflation over 5+ years
  • ✓Rupee cost averaging benefit
  • ✓Higher short-term volatility
Option B6.5%–7.2% Fixed
Bank FD
  • •100% sovereign DICGC guarantee
  • •Zero capital risk for <3yr goals
  • •Loses real value to inflation
Empirical Verdict

Equity SIP delivers ~4%–6% higher post-tax real return over 10+ years; Bank FD protects emergency reserves.

Equity SIP for goals > 5 yrs; Bank FD for emergency fund & sub-3-year goals.Full Simulation Math

The 5-Question Financial Health Check

No bank statements. No passwords. No PAN or Aadhaar. Answer five foundational questions about your income, surplus, and risk to get an instant 0–100 score and roadmap.

01. 5 Inputs

Goal, timeline, salary bracket, surplus & risk reaction.

02. Free Score

Instant 0–100 score, surplus capacity, & 10-year growth model.

03. ₹1 Full Blueprint

16-section plan & AI assistant access for single rupee.

Check Financial Health
84
Example Health ScoreDisciplined savings rate & 6-month emergency buffer
Emergency Ready: 6 Mos10Y Projected: ₹62.4L