Your salary,
compounding.
See your monthly income grow into multi-crore wealth — zero commissions, pure math.
100% Non-Custodial
Zero bank login or PAN needed
55+ Precision Models
Exact formulas & worked rupees
Zero Sales Commissions
No distributor kickbacks or bias
Statutory Benchmark Sourced
RBI, SEBI & Income Tax rules
55 Calculators That Explain the Math
Every calculator provides exact formulas, worked rupee examples, and zero marketing bias.
SIP Calculator
Projected wealth from monthly mutual fund installments.
Step-Up SIP
Model how annual 10% step-up contributions amplify final corpus.
Daily vs Monthly SIP
Empirical return and friction comparison between daily and monthly frequency.
SWP Calculator
Systematic Withdrawal Plan cash flows and portfolio sustainability.
Lumpsum Investment
One-time capital compounding across conservative to aggressive returns.
Compound Interest
Flexible compounding frequency (annual, quarterly, monthly) with deposits.
Stop Debating Opinions. Compare the Math.
Side-by-side trade-off matrices for critical Indian financial choices — analyzing taxes, real returns, and liquidity.
Equity SIP vs Bank Fixed Deposit
Should you invest your monthly surplus in equity mutual funds or fixed-rate term deposits?
Equity SIP
- ✓Beats inflation over 5+ years
- ✓Rupee cost averaging benefit
- ✓Higher short-term volatility
Bank FD
- •100% sovereign DICGC guarantee
- •Zero capital risk for <3yr goals
- •Loses real value to inflation
Equity SIP delivers ~4%–6% higher post-tax real return over 10+ years; Bank FD protects emergency reserves.
Built for People Who Want Real Math, Not Sales Pitches
How tech professionals, managers, and young earners in India use MicroInvestments to optimize their financial decisions.
“The Home Loan Prepayment vs Equity SIP trade-off matrix completely changed my financial roadmap. It clearly proved that keeping a 60:40 split between mutual funds and principal reduction saves lakhs while keeping liquidity intact.”
Rohit K.
Senior Staff Engineer · Bengaluru
“Every other financial portal asks for your mobile number and starts spamming you with credit card calls. MicroInvestments lets me model Step-Up SIPs and Old vs New Tax Regimes with 100% privacy and zero popups.”
Priya S.
Product Lead · Gurugram
“The ₹1 Financial Health Check gave me a sharper 16-step asset allocation breakdown than the paid advisory session I had with my bank manager. Pure mathematical clarity.”
Ankit M.
Management Consultant · Mumbai
The 5-Question Financial Health Check
No bank statements. No passwords. No PAN or Aadhaar. Answer five foundational questions about your income, surplus, and risk to get an instant 0–100 score and roadmap.
Goal, timeline, salary bracket, surplus & risk reaction.
Instant 0–100 score, surplus capacity, & 10-year growth model.
16-section plan & AI assistant access for single rupee.